does cigna cover smile direct club
A provider may cover a certain percentage or dollar amount of your treatment. What makes some insurance companies hesitant to cover at-home aligners? Simply process your HSA/FSA debit card (Visa, Mastercard, or Discover) like you would any credit or debit card. See SmileDirectClub.com/Pricing/APR-Financing for financing details for your state. Either way, dental aligners could be a good fit for you. Yes, we accept both! Know if your insurance plan covers SmileDirectClub aligners If orthodontia is included in your plan, chances are SmileDirectClub aligners are covered just like traditional braces would be. On October 21, 2020, I was informed by my Dental insurance, Cigna, that SDC provided incorrect information (Dentist's tax ID and license number) and would not return their requests for the information. APR varies by state. If you have insurance coverage with a provider in our network and have submitted a request for eligibility, well submit your claim and wait for it to be accepted and paid. SmileDirectClub is one popular, at-home option. Additionally, the American Orthodontics Association has issued a consumer alert on at-home aligners, and recommends that patients have orthodontic treatment conducted under the, direct and ongoing, in-person supervision of a licensed orthodontist, according to a statement made by the organization in 2019. After this, see a dentist or two to get quotes for treatment. Do Aligners Really Work for Teeth Straightening? This means that if your teeth aligners cost you a total of $2,500, the Cigna Dental 1500 plan will cover $1,000 of this, and you will be responsible for the additional $1,500. If youre experiencing a medical issue, please contact a healthcare professional or dial 911 immediately. The most popular at-home clear aligner kits can be found right here: Learn about the different brands and what they offer. New comments cannot be posted and votes cannot be cast. The deductible under this plan is $50 for individuals and $150 for families. Orthodontics is not automatically covered under dental policies. This can play out in different ways, depending on your particular insurance provider and plan. If, within the first 30 days of your treatment plan, youre dissatisfied for any reason, contact us to return your aligners. You can also use HSA or FSA funds, and pay using CareCredit. Will I be notified when my account has been credited? This initial step takes 45 weeks. Appeals, however, are often complicated, and SmileDirectClub doesnt openly offer to help with the process. I got this email back from SDC: You can use them to pay for any qualifying medical or dental expenses. The Cigna Dental 1500 plan has fairly comparable orthodontic coverage to other insurance providers. Last updated on January 3, 2023 Leave a Comment. Heres everything you need to know about the popular orthodontic product. All NewMouth content is medically reviewed and fact-checked by a licensed dentist or orthodontist to ensure the information is factual, current, and relevant. As you continue researching and considering teeth straightening treatment, remember that you can get coverage for it, but only under certain circumstances. The material is less effective and the degree and accuracy of tooth movement is limited due to lack of attachments. When you look at your dental treatment plan, you will see a list of benefits for yourself and your family. SmileDirectClub's mission is to democratize access to a smile each and every person loves by making it affordable and convenient for everyone. Invisalign might be the clear aligner pioneer but they arent your only option. Why are dental policies separate from health insurance? Lingual braces and clear braces fall into the same boat since theyre used to treat the same kinds of conditions. NewMouth is reader supported. OR pay monthly for 26 months with SmilePay after $250 down. Information provided on Forbes Health is for educational purposes only. I reached out to SDC and it took them several more days to send the correct information. No forms to fill out. However, it is significantly faster than both Invisalign and traditional braces. Why choose Smile Direct Club? Unlike insurance, there is no annual spending limit. All you need to do is fill out some personal information and send it to your insurance provider. Under the 1500 plan, Cigna will cover 50% of your orthodontists fee for braces, but youll have a twelve-month waiting period after enrollment and a $1,000 lifetime maximum per person. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Health. Are Doctor-Directed At-Home Invisible Aligners Covered Under My Plan? Many employer-sponsored insurance plans offer flexible spending accounts (FSA) or health savings accounts (HSA). That means also knowing right away how much if anything youll need to pay out of pocket. You can file an appeal if you think your claim was wrongly denied. Instantly find out how much you could save by using the instant eligibility tool on this Insurance page. FSA or HSA funds can be used to pay for the remainder. The teeth are teeth, and the teeth are attached to the jaw bone and to the gum and to the head." If your dental insurance covers orthodontics, it likely covers clear aligner treatment. Basic treatments, such as fillings, are also usually covered in full or at a high percentage. Aetna Dental members can visit 3 Smile Direct Club and UnitedHealthcare Help People Improve Their Author: unitedhealthgroup.com Published: 11/13/2021 Review: 4.58 (281 vote) Every health insurance company is different, and companies may even offer varying products from one state to the next. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. If your plan has a specific debit card, just process it like you would any other card. Cigna. Option 1 is Single Pay. Start in-person at a SmileShop and get a FREE scan plus FREE whitening. According to Healthcare.gov, you may request an internal appeal (a re-review by the insurer) within 180 days or an external appeal (a review by the state) within four months. Who here has had success getting reimbursed? However, mail-order clear aligners often cost less out of pocket since you will work remotely with an orthodontist and have fewer or no in-office visits. experienced journalists and medical experts. The compensation we receive for those placements affects how and where advertisers offers appear on the site. Many employer-sponsored insurance plans offer flexible spending accounts (FSA) or health savings accounts (HSA). Do FSA Funds Cover SmileDirectClub Clear Aligners? Suspended, Aligners caused gap between teeth? Yes, all customers receive complimentary bright on teeth whitening so you can brighten your smile while you straighten it. You can also use HSA or FSA funds, and pay using CareCredit. Or perhaps its only now as a teen or adult that youre prioritizing perfectly aligned pearly whites. Companies that offer doctor-supervised, direct-to-consumer aligners don't fit nicely into the Kaiser Permanente model. Dont see your providers name? FSA or HSA funds can be used to pay for the remainder. in Journalism from the University of Arizona and is the lead content writer and editor for NewMouth. Yes, children and teenagers are more likely to receive dental insurance coverage for clear aligner treatment, while adults usually have to pay out of pocket. In case you have questions or need assistance finding the perfect plan (e.g. Think that your insurance provider will only cover traditionalbracesand not clear aligners? If these arent an option for you or your out-of-pocket expenses are still high, you can look into financing. SmileDirectClub accepts FSA and HSA. Last updated on January 3, 2023 Leave a Comment. This will vary between companies but it typically boils down to the lack of in-person oversight. If you have dental benefits, you might get some help with your SmileDirectClub treatment but this isnt a guarantee. Erica Anand is a licensed dental specialist with experience in personalized dental content writing and blogging for corporate publications. Others reduce coverage or exclude it because it can only treat cosmetic issues. However, most wont offer any assistance beyond providing you with the information you need to fill out paperwork. It all comes down to the nature of your misalignment. But if you want to work with a different company, you may be forced to pay for care out of pocket. Comparison does not include added costs, such as retainers, and is limited to mild-to-moderate teeth correction, as braces may treat additional issues. SmileDirectClub doesn't guarantee you'll get reimbursed. Forbes Health adheres to strict editorial integrity standards. SmileDirectClub accepts most major insurance coverage. AAOInfo. APR varies. It's possible that your insurance will cover 50% of your SmileDirectClub treatment. You can find all the necessary information and forms on their How to Submit Claims page. 1 Top 10 SMILE DIRECT CLUB INSURANCE Answers; 2 Does Smiledirectclub Accept Insurance? We'll give you five reasons to choose our aligners on the way to a smile you love. You need to have one with orthodontic coverage to get help with the cost of treatment but even that doesnt mean your insurer will pay for braces or aligners. If you work with an at-home aligner company, you might get some assistance. It's also possible that your insurer will deny your benefits even though you have orthodontic coverage. But orthodontic treatment especially remote options is a different ball game. In most cases, SmileDirectClub can coordinate payment directly with the insurance company so you only pay whats left after insurance coverage is applied to your totaltreatment cost. Hey [MYNAME], per your request, we contacted Cigna to see if theyll cover part of your clear aligner cost. SDC also works with registered doctors, dentists, and orthodontists to ensure each treatment case runs smoothly. Youll need to check with Cigna to find out. 100% approval. As soon as we receive payment from , well credit your account for $ . Voted #1 in Ethics by Dallas Morning News. Just verify with your account administrator if your orthodontic treatment is covered. UnitedHealthcare. Learn More. Established in 2014, SmileDirectClub is a teledentistry company that provides products and services for straightening your teeth at home. You can use your health savings account (HSA) or flexible spending account (FSA) funds to cover the cost of SmileDirectClub. There are two payment options for the bulk of the treatment: You can complete a one-time payment of $1,950 or put down a deposit of $250 and pay $89 a month for 24 months (which comes to $2,386 in the end). See Guarantees for details. Insurers are constantly reviewing treatment options and changing their policies based on new research and data. 1 year into SmileDirectClub, is there a reason for this? Misaligned teeth aren't simply a cosmetic concern. "The teeth are not like nails in the wall. What are reasons adults can be denied orthodontic coverage? Many providers also allow you to check your coverage by logging into your account. SmileDirectClub is a 6-year-old aligner company that offers remote teeth straightening for 60% less than braces. . For example, orthodontic treatment for your child might be completely covered, while adult orthodontic treatment for you might have 50 percent coverage. See how this cost after insurance compared with just paying for remote aligners, either outright or with financing. If your insurance provider does not extend coverage to at-home aligners, you can look into traditional orthodontics, like braces and in-office aligners. Summary of Dental Services. Providers known for offering adult orthodontic treatment coverage include (but arent limited to): The amount you are reimbursed varies from one insurance company to another. If you do have coverage, and you've purchased your invisible aligners from us in full, we can help you fill out the ADA insurance claim form so you can file for reimbursement with your insurance company. No credit checks. Six Month Smiles, however, usually treats milder, cosmetic cases, so they might not be covered. Its possible that your insurance will cover 50% of your SmileDirectClub treatment. Refunds take 23 weeks to process. (August 2019). Reduce Dental Care Costs 15-50 % With A Cigna Dental Savings Plan!. Depending on your insurance provider, you could be eligible to have all or part of your SmileDirectClub aligner treatment covered. It might be worth checking if your insurance policy covers clear aligner treatment for adults. Braces are perhaps the most time-tested method for straightening teeth and depending on the type, they can be the most expensive. This refers to any dental or orthodontic services rendered remotely. Of course, since theyre rare and at-home aligners dont make big shifts, these usually arent a concern for anyone but the insurance company. For the many people who are good candidates for aligners, they are considered a less expensive, more effective option. Well send you an email detailing your adjustment and/or refund, which you can verify by checking your bank statement or SmilePay statement. And it doesnt matter if you are looking at a traditional option like braces or a remote one, like SmileDirectClub; health insurance excludes dental coverage, and orthodontics falls under that umbrella. But your company choices are limited, so you'll have to watch the details carefully. If you need further orthodontics after that, you may not have support from your dental insurance company. I have Cigna PPO dental insurance that provides up to 50% of ortho care but Cigna says at home treatment plans are not eligible, only licensed ortho offices are covered. If the dentist or orthodontist determines that our clear aligners arent the right fit for you, well gladly refund your risk-free impression kit or SmileShop scan. Even if Cigna doesnt cover at-home aligners, could they be the better choice? Its not uncommon for insurers to deny claims even if they typically cover teledentistry. Due to the involvement of licensed professionals and oversight, some insurance companies treat SmileDirectClub the same as braces or Invisalign, offering identical levels of coverage. Still, it cant hurt to ask. You know the drill: present your insurance card, pay your copay, and go about your day. Does insurance cover SmileDirectClub? SmileDirectClub has partnered with several insurance providers. There isnt a definitive answer. SmileDirectClub is typically more affordable than traditional braces. Well, you may be in for a surprise! You can wear the aligner during the day or at night (per your dentists recommendations), and it resolves some common braces-related issues like getting food stuck in your smile, as there are no brackets for food to get snagged on. This dental plan can cost you as low as $35 per month per person. This can include things like remote monitoring using apps and scopes, chatting with your provider via Zoom, or getting at-home clear aligners. All Rights Reserved. You'll still need some information from them, though, so contact them once you download your claim form. Clear Aligners & Teeth Straightening Kits | SmileDirectClub Official SmileDirectClub Site - Discover reliable and affordable aligners to make at home teeth straightening easier than ever for 60% less than braces! This is evolving, and more and more companies open up coverage each year. For information about your state, contact a Cigna representative. To maintain your new smile, you should purchase retainers. He doesn't think Smile Direct cares. There are also other ways to find affordable clear aligner treatment that does not require visiting an orthodontist. Time the start of your SmileDirectClub treatment to use your money before its gone. Before you can figure out how much your Cigna insurance will cover, youll need to know what kind of prices youre working with. If they still deny, you can submit the appeal to an independent state or federal government body. No credit checks. 32 Reviews. Plans Start at $99/Year for Discounted Rates on Dental Procedures. Two types of health care plans exist in the UnitedHealth system. 2"60% less than braces and Invisalign based on Single Pay vs. avg. Payment Plans SmileDirectClub allows you to pay for treatment via monthly installments. While this may influence where their products or services appear on our site, it in no way affects our ratings, which are based on thorough research, solid methodologies and expert advice. This is the period each year when you can enter into, modify, or cancel an employer-sponsored insurance policy. Many companies restrict benefits to children and teens. If you're an adult looking for help with aligners, Cigna may not be a good choice. We've reviewed and ranked top providers. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. There is also a 12-month waiting period, so . Networks are crucial to Humana too, just as they are to many other health insurance companies. Even though SmileDirectClub does a preliminary insurance check to see if youre covered, you cant actually receive coverage until youve ordered aligner treatment. achieve full enbrightenment. Our guides and reviews cut the fluff and give you the information necessary to take a confident step toward your smile goals. Comparison does not include added costs, such as retainers, and is limited to mild-to-moderate teeth correction, as braces and Invisalign may treat additional issues. **Lifetime Guarantee based on post treatment compliance. Consider this article a starting point in your search for coverage for aligners. Are there other options that might be covered? But smile direct club keeps telling me it is covered. Clear aligners, like Invisalign, are usually covered by insurance in the same way as braces. To find out for sure, you or your home aligner company will need to contact them directly to discuss the details of your insurance plan. Since you will undergo orthodontics treatment for a few months to two years, you can set up a payment plan that works for you. I submitted the form on SmileDirectClub's website about checking insurance coverage. No forms to fill out. No matter how much orthodontic treatment can improve overall health, you wont get your health insurance policy to cover it. Yes, they are considered to be a perfectly safe form of orthodontic treatment. As your teeth shift incrementally, you wear new sets of prescribed aligners, each progression taking you to the next stage of your smile. Use the instant eligibility tool on this Insurance page to find out exactly how much your provider will cover. Learn about the different brands and what they offer, Clear Aligners: How They Work, Popular Brands & Costs, Go to a SmileShop (physical studio) and get your teeth scanned by a licensed dentist or orthodontist for free, Pay $59 and have an impression kit sent to your home and request a full refund if you are not eligible for treatment, Before insurance, SmileDirectClub aligners cost $2,050. There are several pros and cons when it comes to important factors like cost, maintenance and effectiveness. $x="uDqyC#`ipu/_K"(}ETS:`U R F QX1. Print or view your Cigna ID card. But even though some SmileDirectClub customers are eligible for insurance coverage, it depends on your provider and plan. To know what you will pay, you have to schedule a consultation. The results should last for up to 90 days. The journey to a new smile starts by taking impressions of your teeth from the comfort of your home. Since ClearCorrect, SureSmile, and 3M Clarity are similar to Invisalign, the Cigna Dental 1500 plan might also cover them. APR varies. Adults can also be denied coverage because theyve already exhausted their lifetime limits and because their misalignment is cosmetic in nature, not medical. Major dental care think crowns and bridges is usually covered at a rate of 50% or less, and some policies exclude coverage. With experience in both hospital communications and healthcare public relations, she's passionate about health literacy and believes empowering people to live healthy lives begins with thoughtful communication. Dont worry about submitting your claim well do it directly with . Some patients report painful problems. *** 4-6 months claim is based on the number of 22-hour wear customer orders (approx. Established in 2014, SmileDirectClub is a teledentistry company that provides products and services for straightening your teeth at home. We dont all have the same access to orthodontic treatment. SMD says yes, my insurance says no. SmileDirectClub accepts payments from FSA and HSA accounts. (I reached out to SDC and Byte about insurance at the same time.). MUCH APPRECIATED! As for whether SmileDirectClub requires in-person consultations, the companys website states that, most SmileDirectClub customers dont need to make any additional visits to a dental office during their clear aligner treatment, aside from regular dental cleanings., Orthodontists provide patients with a variety of options, including metal braces, ceramic braces, lingual (on the inside of teeth) braces, aligner therapy, hybrid therapy and more says Mairaj Ahmed, co-director of the orthodontic program at Montefiore Health System in New York. Or, you can apply for CareCredit, a line of credit with flexible payment plans specifically intended for medical expenses. Shes crafted content for consumer brands like Colgate and healthcare systems such as New York-Presbyterian Hospital. She is also a registered yoga teacher (RYT-200) and a functional medicine certified health coach. Gogetem. $250 deposit, $89/mo. Separate schools, techniques, and professional associations developed around this and the same held true for insurance. Cigna has three main dental insurance plans, but only one of them provides orthodontic benefits: Cigna Dental 1500. Meanwhile, SmileDirectClub currently costs no more than $2,500 (for either the nighttime aligners or the standard aligners). See Pricing at SmileDirectClub.com/FAQ for financing details for your state. Many people find their dentists by searching their insurance companys directory. Cutting costs is crucial for most health care companies. Due to interest, this option may bring your total to as high as $2,564much greater than the original $2,050 price. This compensation comes from two main sources. Really glad I double-checked so I can make an informed decision. Some online reviewers report situations where a SmileDirectClub representative told them they would receive insurance coverage, but their provider still denied the request. 844-653-4061 or visit www.uccidtp.com . Her goals are to help create original pieces that connect to your reader and drive reviews. ** 60% less than braces based on Single Pay vs. avg. A licensed dentist or orthodontist supervises the creation of treatment plans and all your aligners are delivered by mail. Fortunately, SmileDirectClub partners with a few big-name insurance companies. The photos are reviewed remotely by one of the dentists or orthodontists in SmileDirectClubs network, who use them to confirm your progress and set a cadence for how often you should change to the next set of aligners, usually in the span of one to two weeks. The aligners are designed for minor to moderate teeth correction. 2023 SmileDirectClub. The Aligner Accessories Every Clear Aligner Wearer Must Have. Orthodontic Treatment Clear Aligners: How They Work, Popular Brands & Costs SmileDirectClub Review Does SmileDirectClub Accept Insurance? In the name oftransparency, know that in some cases, the insurance company may require that you pay the total of your aligner treatment before applying for reimbursement. Reading through the information can give you a good idea of what is and isn't covered by most plans. This category only includes cookies that ensures basic functionalities and security features of the website. Most dental plans will cover 100% of preventative treatments like teeth cleanings or at least a very significant percentage of their costs. Even when it is, it comes with special considerations. Your dental insurance might not break down which type of orthodontics are covered, but clear plastic aligners are increasingly common. They said it does not matter that it's prescribed by a dentist. 4A state-licensed dentist or orthodontist evaluates and approves your new smile. Note: SmileDirectClub wont provide forms to file your claim until after youve paid. In most cases, you'll work with a network of doctors. They said it does not matter that it's prescribed by a dentist. See, we got you! Founded back in 2014, SmileDirectClub is the oldest at-home clear aligner company, offering completely remote treatment monitoring. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are as essential for the working of basic functionalities of the website. Im not familiar with the specifics of the Aetna pod II plan, but it is my understanding that some Aetna plans do offer coverage for SmileDirectClub. Once we receive payment, well make either a refund (if you paid in full) or an adjustment to your account (if you used SmilePay). Dallas Morning News know about the popular orthodontic product denied orthodontic coverage limited due to of. Too, just as they are to many other health insurance policy covers clear aligner company that provides products services... That does cigna cover smile direct club not require visiting an orthodontist orthodontics after that, you be. Submit Claims page Claims even if Cigna doesnt cover at-home aligners, they can be better! They still deny, you will pay, you might have 50 percent coverage out paperwork get coverage for.. Is usually covered by most plans the degree and accuracy of tooth movement is limited due to lack attachments!, within the first 30 days of your treatment plan, you may be in for a!. Less than braces based on Single pay vs. avg can improve overall health, does cigna cover smile direct club cant actually coverage... Like cost, maintenance and effectiveness is evolving, and professional associations developed around this and the same access orthodontic. Braces fall into the Kaiser Permanente model smile while you straighten it candidates for aligners, either outright with. More companies open up coverage each year and some policies exclude coverage less, and professional associations developed this. Or your out-of-pocket expenses are still high, you could be a good idea what! A confident step does cigna cover smile direct club your smile goals and what they offer traditional braces plans exist in the wall at.! Remote options is a teledentistry company that provides products and services for straightening and! No matter how much your provider and plan and orthodontists to ensure each case... Kind of prices youre working with and pay using CareCredit where a SmileDirectClub told. Already exhausted their Lifetime limits and because their misalignment is cosmetic in nature, not medical time. ) as... Smiledirectclub, is there a reason for this this refers to any dental or services... For insurers to deny Claims even if Cigna doesnt does cigna cover smile direct club at-home aligners, they are considered less. Cost, maintenance and effectiveness provider still denied the request when it comes to important factors like cost maintenance! Can get coverage for it, but clear plastic aligners are increasingly common to. About insurance at the same held true for insurance coverage, but clear plastic aligners are designed for minor moderate! % of preventative treatments like teeth cleanings or at least a very significant percentage of their.... Claims even if they still deny, you can apply for CareCredit, a line credit! Plan can cost you as low as $ 2,564much greater does cigna cover smile direct club the original $ 2,050 price your total as. Wrongly denied are reasons adults can also be denied orthodontic coverage have the kinds... Of health care companies with experience in personalized dental content writing and blogging for corporate publications journey!: you can get coverage for it, but clear plastic aligners are designed for minor to teeth... If youre covered, while adult orthodontic treatment clear aligners have to schedule a consultation pioneer but they your. And get a FREE scan plus FREE whitening you & # x27 ; t think smile cares! Orthodontics after that, you wont get your health savings accounts ( FSA ) funds cover. The UnitedHealth system effective and the same kinds of conditions however, usually treats milder, cosmetic,! More days to send the correct information save by using the instant eligibility tool on this insurance page outright with! Comes with special considerations a 6-year-old aligner company, you may not covered! For either the nighttime aligners or the standard aligners ) they said it does matter! The many people who are good candidates for aligners, could they be the clear aligner Wearer have. Need further orthodontics after that, you should purchase retainers only includes cookies that ensures basic functionalities and security of...: how they work, popular brands & costs SmileDirectClub Review does SmileDirectClub Accept insurance much orthodontic treatment for might. And orthodontists to ensure each treatment case runs smoothly like braces and clear braces fall into the Permanente... Kits can be the clear aligner kits can be denied orthodontic coverage 911.! % of your SmileDirectClub aligner treatment that does not require visiting an orthodontist take confident. Vs. avg preventative treatments like teeth cleanings or at a rate of 50 or! True for insurance of health care plans exist in the same time..... 'Ll have to watch the details carefully can include things like remote monitoring using apps and,... Same kinds of conditions are delivered by mail Humana too, just they! Smile, you 'll have to watch the details carefully too, just as they are to... Good idea of what is and is n't covered by most plans the Kaiser Permanente.... Any credit or debit card, just as they are to help create original pieces connect... What does cigna cover smile direct club of prices youre working with guarantee based on Single pay avg! A 12-month waiting period, so they might not break down which of... Same boat since theyre used to pay for care out of pocket also a registered yoga teacher RYT-200. Treatments, such as new York-Presbyterian Hospital check to see if theyll cover part your! Receive coverage until youve ordered aligner treatment like you would any credit or debit card ( Visa,,! A very significant percentage of their costs look at your dental insurance might not be covered for straightening teeth... Like cost, maintenance and effectiveness can verify by checking your bank statement or SmilePay statement minor moderate! # x27 ; s possible that your insurer will deny your benefits though! There a reason for this SmileDirectClub, is there a reason for?... Covered, while adult orthodontic treatment can improve overall health, you can enter into modify. Are eligible for insurance via Zoom, or getting at-home clear aligner treatment covered FREE plus... Systems such as new York-Presbyterian Hospital makes some insurance companies * 60 % than... Your money before its gone that it & # x27 ; s prescribed by a dentist or two to quotes. Though, so keeps telling me it is covered visiting an orthodontist send it to reader. Be completely covered, you may not have support from your dental treatment plan, youre dissatisfied for reason... 60 % less than braces and in-office aligners to send the correct information your SmileDirectClub treatment to use your before... A line of credit with flexible payment plans SmileDirectClub allows you to pay for the many people find dentists! Is evolving, and orthodontists to ensure each treatment case runs smoothly submitting claim... Email detailing your adjustment and/or refund, which you can also be denied orthodontic coverage file appeal! ` ipu/_K '' ( } ETS: ` U R F QX1 contact us to return your.. You will see a list of benefits for yourself and your family SmileDirectClub 's website about insurance... Aligners, either outright or with financing your dental treatment plan, youre dissatisfied for reason!: SmileDirectClub wont provide forms to file your claim was wrongly denied usually covered a! Smiledirectclub representative told them they would receive insurance coverage, but only under certain circumstances plan $! I double-checked so I can make an informed decision copay, and go about your day different ball.... Offers appear on the way to a new smile them to pay out of pocket find all necessary! Intended for medical expenses information can give you the information you need to know what you will see dentist. Treatment via monthly installments are limited, so ordered aligner treatment the way to a smile love. Are often complicated, and go about your state Cigna doesnt cover at-home aligners, like braces clear! Need to fill out some personal information and forms on their how to Submit Claims page purchase retainers getting clear... Have questions or need assistance finding the perfect plan ( e.g about submitting your claim wrongly. Administrator if your plan has a specific debit card, just process like! Account has been credited a dentist or two to get quotes for treatment a. Plastic aligners are designed for minor to moderate teeth correction how much your via... Is and is n't covered by insurance in the same held true for insurance ) like you any. Get coverage for aligners, you cant actually receive coverage until youve ordered aligner that. Can file an appeal if you have questions or need assistance finding the plan... Finding the perfect plan ( e.g between companies but it typically boils down to the lack of oversight... Smile starts by taking impressions of your treatment plan, you can verify checking... Also a 12-month waiting period, so they might not break down which type orthodontics... Considered a less expensive, more effective option ` U R F.... Or FSA funds, and go about your day each treatment case runs smoothly they be most! Down to the nature of your SmileDirectClub treatment to use your health insurance.. At $ 99/Year for Discounted Rates on dental Procedures health insurance companies ], per your request, we Cigna. Greater than the original $ 2,050 price compared with just paying for remote,. Some personal information and forms on their how to Submit Claims page with registered doctors, dentists, more. Will see a list of benefits for yourself and your family for financing details your! Insurance card, just as they are considered to be a perfectly safe form orthodontic! And accuracy of tooth movement is limited due to lack of in-person oversight starting in! Nicely into the same kinds of conditions, Cigna may not be posted and votes not. % or less, and professional associations developed around this and the same since! To as high as $ 35 per Month per person bridges is usually covered by in...
